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Celebrating over 15 years of insuring homes and families

Gulfstream began operations in 2004. Now, over 15 years later, we’re proud to be the home insurance company so many still depend on.

Since 2004,  Gulfstream has been providing sound insurance coverage to homeowners. Thank you to all our customers, agents and business partners who have helped us reach this important milestone. Your confidence and support throughout the years is the reason we are so strong today and continue to grow. We are excited about all that we have accomplished and even more excited about what the future holds.


Plain and simple, because you’re worth it

You and your family deserve to know that when you’ve suffered damage to your home and belongings, you’ve got a team of experts to call on for help. A team that will put your needs first. An insurance company with the financial strength and experience to respond to your claim quickly, should that day come.

At Gulfstream, we provide that kind of security to our customers every day. We have years of experience helping families get back on their feet after a loss. And we’re storm tested. We have the skills and resources to respond when large-scale hurricanes hit. We know because we’ve done it before.

We won’t take risks when it comes to protecting you.

We always play it safe when it comes to managing risk and growth. It’s this philosophy that allows us to post solid financial results year after year. Our policyholder surplus is well protected, meaning you can count on us to be here for the long-haul. Plus, we’ve earned the confidence of independent rating agency, Demotech which consistently recognizes Gulfstream with a financial stability rating of A Exceptional.

Our affiliate, Seibels has spent more than 150 years perfecting our trade.

That’s a lot of time to get it right. With over 150 years of experience, Seibels is one of the industry’s most reputable technology, claims and policy service providers. We draw from their years of experience: what works and what doesn’t. At the same time, we rely on the skill and knowledge of our own seasoned leadership team.

John Giacovelli Family Customer Testimonial

I cannot describe how awesome you guys are. You guys are no less than 1st class. I got my phone call today that the roof I had destroyed in the hurricane is covered. Some people would say its insurance and that’s what it’s for but you guys take customer satisfaction and helping to another level. I love this company and hope to be a client of Gulfstream FOREVER!!!!

John G. December 18, 2017

Our story by the numbers*

  • 80,558 Homes

    The number of homes that Gulfstream insures across six states: Alabama, Florida, Louisiana, Mississippi, South Carolina and Texas.

  • 85,832 Claims

    The number of claims that have been settled since we started writing business.

  • $1.2 Billion

    The amount Gulfstream has paid in claims to policyholders since 2004.

  • 41 Storms

    The number of named storms Gulfstream has handled including major hurricanes like Wilma, Matthew, Irma, and Michael.

* As of December 2019

Does Gulfstream provide insurance in my state?

We currently provide insurance coverage to homeowners in Alabama, Florida, Louisiana, Mississippi, South Carolina and Texas.

We offer many different types of policies and additional coverages depending on your situation. Check out our products pages to see what coverage is available in your area.

Highly-rated, strongly reinsured

Gulfstream is ready for whatever tomorrow may bring. Our solid financial position has earned us a Financial Stability Rating® (FSR) of A, Exceptional from Demotech, Inc.

Review Rating & Reinsurance Details

Need another reason?

Get in touch with us. We'd love to hear from you and talk more about why Gulfstream should be your first choice for home insurance.

Contact Us Today

Gulfstream insurance is available in the following states:

**Gulfstream is not writing new business in the states of Mississippi or Texas at this time.

Contact Us

Address for Gulfstream policy payments
& correspondence:

P.O. Box 100248
Columbia, SC 29202-3248

Customer Service: 866.485.3004, option 4
Insurance Claims: Flood Claims 888.481.1159 All other claims 866.485.3005

Flood Insurance Mailing Address

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