The Atlantic hurricane season officially starts on June 1 and ends November 30, which means storm season is right around the corner. Based on records dating back to 1950, weather experts have said the average hurricane season consists of 12 tropical storms (sustained winds of 39 mph). On average, seven of these become hurricanes (when winds reach 74 mph).
Last year had the fewest hurricanes since 1997. However, even with the slow season, damages in the United States still came to $262.8 million.
What’s in store this season?
According to forecasters at Colorado State University, this season is predicted to be below-average as well. However, Global Weather Oscillations (GWO) based in Florida, has predicted this season to be “the most active and dangerous in three years” with a forecasted 14 named storms, eight hurricanes, and three major hurricanes.
Protecting Your Home
For residents in hurricane-prone areas, there are many factors to consider when preparing your home for storm season, including wind, water, and debris. Taking steps to protect your home can save you up to thousands of dollars annually on your insurance.
The best protection is to be prepared. Please see the tips below. Or, for additional information, the Insurance Institute for Business and Home Safety (IBHS) offers a wealth of tips and help to prepare before a storm hits.
First things first… make sure your roof has been inspected recently to identify repairs that need to be made. These include:
- Replacing missing shingles and loose nails in vulnerable areas (for example, where the roof deck connects to the rafters)
- Apply roof cement to the edges of shingles
- Apply a small amount of construction adhesive along each side of the rafters where they connect to the roof deck
- Install hurricane clips for additional structural support
Windows are especially susceptible to damage, easily broken or blown out by high wind speeds and debris.
Here are some ways you can protect your windows:
- Apply hurricane film as a cheap and easy way to prevent glass from shattering into your home,
- Anchor plywood with heavy-duty screws in front of windows when a storm is approaching
- Install storm shutters for quick, easy protection
- Invest in high-impact glass
To best protect your home, make sure all door screws and hinges are tightly secured and in place. High-impact options are also available for installation. Make sure to also check exterior doors and garage doors.
Make sure you’re prepared with adequate homeowner’s insurance. Contact your agent if you have questions about your coverage.
Insurance terms, definitions, and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state or area, and exclusions may apply.Back to News