Flood Claim: 888.481.1159 All other Claims 866.485.3005 - Available 24/7 Customer Service 866.485.3004 Find an Agent Agent Login

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Upgrade your homeowners coverage.

When you need more protection than what’s provided under our standard policy, consider adding Gulfstream’s preferred premium package endorsement. We’ve bundled our most popular coverages, making it easy for you to boost protection where you need it most.

Here’s what you’ll get when you add the preferred premium endorsement to our standard policy:

Replacement cost value on personal property instead of actual cash value.

Increased special limits of liability on the following personal property:

  • Jewelry
  •  Silverware
  • Firearms 
  • Money & banknotes
  • Securities & accounts
  • Watercraft including trailers
  • Trailers not used with watercraft

[spacer height=”20px”]$10,000 in hurricane or wind/hail coverage (depending on the state) for carports, screened enclosures and pool cages

$1,000 of coverage for fire department service charges

$10,000 of coverage for credit card, EFT card or access device, forgery & counterfeit money

$500 of coverage for refrigerated personal property damaged due to power failure

$500 of coverage for lock replacement if the keys to your home are lost or stolen

$300,000 for personal liability coverage

$5,000 for medical payment coverage

Includes coverage for water backup and sump pump overflow (in some states).

Increases Animal Liability coverage to $25,000 for Personal Liability and $5,000 for Medical Payments. Certain breeds excluded.

Watercraft liability coverage for watercraft with outboard engines or motors with up to 50 total horsepower.

Increases coverage for damage to property of others in some states

Personal injury – Liability Coverage for personal injury to others, such as libel, slander, malicious prosecution, or invasion of privacy.

Ready to get started with our preferred premium package? Contact a Gulfstream agent for a quote.

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state or area, and exclusions may apply.

Gulfstream insurance is available in the following states:

**Gulfstream is not writing new business in the states of Mississippi or Texas at this time.

Contact Us

Address for Gulfstream policy payments
& correspondence:

P.O. Box 100248
Columbia, SC 29202-3248

Customer Service: 866.485.3004, option 4
Insurance Claims: Flood Claims 888.481.1159 All other claims 866.485.3005

Flood Insurance Mailing Address

Find an agent. Get a quote for insurance.

Need assistance selecting the coverage that's right for you? Talk to one of our local agents.