Floods can strike without warning in all 50 states, regardless of climate or terrain. Of these, about 25 percent of all flood claims come from “minimal risk” areas. The threat of flood often arises from hurricanes or heavy storms, but can also occur after wildfire or droughts, when plants or vegetation that would normally absorb excess water are no longer there. So, it’s important to be prepared no matter what.
Turn around, don’t drown
Storm season is here, and it is important to steer clear from any dangerous flooding or rising waters on roads. Particularly when in vehicles, people can overestimate how much water their cars can withstand. The depth of water on roadways, walkways, on the ground and on bridges may not be obvious. It is very easy to miscalculate how deep water actually is. So when in doubt, just remember the important message, “Turn around, don’t drown®.”
We’re no match for floodwaters
Floodwaters can be very powerful. Just six inches of moving water has the ability to knock a person off his feet. Do not attempt to wade or drive through heavy, rushing water. Besides the danger of getting pulled into rushing water, there can be unseen debris or creatures, like snakes, within the water that can injure you or cause serious harm. Also, make sure you completely avoid downed power lines and other dangerous areas, and report them to the police when you are able to do so safely.
Better safe than sorry
The Centers for Disease Control and Prevention has reported that more than half of all flood-related drownings occur when a vehicle is near floodwaters. Many of these drownings are preventable. When in doubt, always turn around! Do not risk your life or the lives of others with you.
It is never safe to enter floodwaters whether you are in a vehicle or on foot. Just 12 inches of rushing water can carry away a small car, and two feet of rushing water will carry away most other vehicles.
Dangerous, fast-moving floodwaters can appear quickly. Be smart and follow sensible warnings; they can save lives!
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state or area, and exclusions may apply.Back to News